The Secret to Keeping your Budget on Track
by Darlene Arechederra
Treat yourself to small rewards for winning the battle of the budget!
"Dont find fault; find a remedy." -- Henry Ford
B-u-d-g-e-t. The very word can cause us to tremble in our new boots! But a hard-working soul need not fear -- there's a simple way to win the battle of the budget. It's great fun, and what better time to get started! So what's the secret?
*** Build Some Rewards and Fun Into Your Budget! ***
Think this tip is too simple to be effective? Consider the last time you blew your budget. You were probably zipping along just fine. Life was great. A month later, you slipped up just a bit. Two months later -- boom! Your budget's blown, big time. How long did it take you to get back on track after that?
Think back on your most recent project. Was there a reward waiting for you after completion? If not, did you feel as if the project took forever, with no light at the end of the tunnel? Your rewards will serve as a mini-light at the end of your tunnel.
How to Set Up Your Goodies List
How to Use Your Goodies List to Motivate You
In the past, you might have felt as if you were 'giving up' things to stay on track. You'll find that you're not giving up anything at all. You're simply targeting the things you really want or need, and rewarding yourself for not making those budget-blowing purchases. It's easy to burn out or feel deprived if there's nothing to show for your hard work.
Affordable Suggestions for Your Goodies List
** Longing to change the colors in your bathroom? Try:
** Dreaming of taking up writing? How about:
** Yearning for fancy new tires for your hot rod? Try:
** Simply want to feel more secure? If money itself will
motivate you, consider this:
So, how motivating is that? Keep in mind, your rewards are not just for keeping your budget on track. Use your Goodies List to help you ward off procrastination and keep you energized to complete your projects (even those dreaded chores).
Now, tweak your plan until you've got it working for you. Go ahead -- get started today!
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